Podcast List

Episode 4: Ron Whitney

In this episode, we explore the evolution of the commercial trade exchange industry, which over the past 50 years has proven the workability of credit clearing as a way of doing business without the need for money payment.

Ron Whitney, who has long been at the center of this industry, shares his knowledge and insights about its current challenges, prospects, and opportunities, including a description of the benefits of trade exchange membership and the increasing use of Universal Currency (UC) to enable purchases and sales over an extended trade exchange network.

Ron Whitney is the President and CEO of IRTA, the International Reciprocal Trade Association, which is the premier trade association of, and advocate for, the commercial trade exchange industry. Prior to assuming the leadership of IRTA in 2007, Ron founded and ran his own exchange for 15 years, and during his twelve year tenure as head of IRTA, Ron has managed to build up the association membership from 32 to about 100 today. Ron also has a BA from George Washington University and a JD from the Delaware Law School of Widener University.

Often referred to as “barter exchanges,” the scores of commercial trade exchanges operating around the world today provide their member businesses with a way of trading with each other without the need to use conventional money. They do this by maintaining a ledger of member accounts on which credits from sales offset debits from purchases in a process called “credit clearing.” Together, the scores of trade exchanges operating around the world enable moneyless trades worth several billions of dollars annually.

A wide range of educational resources pertinent to the commercial trade exchange industry, and moneyless exchange generally, can be found at


Ron Whitney can be found online at 


This interview with Ron Whitney was recorded July 27, 2019.


Episode 3: Will Ruddick

Will Ruddick is a development economist focusing on currency innovation. After completing graduate school researching high energy physics as a collaboration member at the Stanford Linear Accelerator Center, he found his analysis skills and passion drawn to alternative economics and development. Since 2008 Will has lived in East Africa and managed several successful development programs in environment, food security and economic development. He is dedicated to connecting communities to their own abundance, and is an advocate for, and designer of currencies for poverty eradication and sustainable development. Mr. Ruddick has pioneered Community Currency Programs in Kenya since 2010 and is the founder of the award winning Bangla-Pesa program. He consults on Community Currencies worldwide and while researching with the University of Cape Town’s Environmental Economics Policy Research Unit. Mr. Ruddick is also an associate scholar with the University of Cumbria’s Institute for Leadership and Sustainability.

Will’s specialties are program development, research, data analysis, agent based modeling, computer simulation, monitoring and evaluation, complementary currencies, informal settlements, environmental programs, cooperatives.

In this episode, Will talks to us about his work over the past eleven years, organizing micro-entrepreneurs in poor areas of Kenya. Central to his work has been the creation of community currencies that have enabled a greater amount of trading and utilization of capacity in those communities. Recently, Will and his associates have been implementing digital forms of those currencies, and networking communities together in a wide area exchange system.

Pertinent Links

Grassroots Economics, https://www.grassrootseconomics.org
“Through community currencies people have a way to exchange goods and services and incubate new businesses, without relying on scarce national currency and volatile markets.”

Documentary on Will Ruddick and Kenyan Community Currencies, https://youtu.be/ojFPrVvpraU

How to Give People the Same Power as Banks, https://youtu.be/PfEW2atiB4s

This interview was recorded on April 30, 2019.

Episode 2: Heloisa Primavera

In this second episode of Beyond Money Podcast, we speak with Heloisa Primavera, who is founder of the Latin American Network on Solidarity Socioeconomy http://www.redlases.org.ar and the Colibri Project, which offers training for agents of indigenous development.

Since 1996, she has studied barter clubs (clubes de trueque) and Solidarity Economy in Argentina and throughout Latin America

She is Professor at the School of Economics and at the School of Social Sciences at the University of Buenos Aires.

In this episode, we talk about the conditions that led to the rise of the social money movement in Argentina around the turn of the century, its eventual fall, and any current efforts to rebuild it.

This interview was recorded on February 23, 2019.


Episode 1: Thomas H. Greco, Jr.

In this premier episode of Beyond Money Podcast, Thomas Greco discusses what money is, how it’s “created”, what is problematic and dysfunctional about the present money system, and what can be done to decentralize and democratize the way we pay for goods and services.

This is an exciting hour, packed with a condensed history of banking and money creation, from the founding of the Bank of England, to the Age of Jackson, and our current era of the Federal Reserve System and the global network of central banks.

Taking inspiration from the likes of John Kenneth Galbraith and E.C. Riegel, Greco describes how we the people can take back our money power, escape the domination by the global monetary elites, and restore true democracy by the improvement and proliferation of proven mechanisms of credit allocation and management.

Thomas Greco’s primary website is hppt://beyondmoney.net